Financial Policy
Dr. Sonia Olivares
Payment Policy
In all cases, iSmile, patients agree to the following payment policies:
- Payment in full of the estimated patient portion of the fees is due before but not later than when services are rendered.
- For comprehensive treatment plans requiring multiple office visits, iSmile, requires a minimum deposit of 60% of the total estimated patient portion of the fees at the start of treatment (for instances, but not limited to: Crowns, Veneers, Bridges, Implants, Extractions, Root Canals, Deep Cleaning, Halitosis, Sleep Apnea, Clear Aligners, Partials and Dentures).
- Patients are always responsible for amounts not covered by insurance, regardless of whether the original estimate included an expected insurance benefit, unless prohibited by law, or unless iSmile, has a contractual agreement with the office. As the policyholder and patient.
- Patients may, at their discretion, elect to pay in full, in advance for comprehensive treatment plans. Refunds for unused credit balances will be issued pursuant to iSmile, refund policy as stipulated in this document below.
Refund Policy
iSmile, will refund any amount paid for treatment that you did not receive, except when iSmile, policy for Interrupted Services, set forth in this document, applies.
All Refunds will be processed back to the original form of payment, except cash payments will be refunded by check.
To Request a Refund Contact the office and request refund or email your request to: CindyG@iSmileGables.com.
How to Request a Refund
Contact the office and request a refund. Email refund request to:
Cindyg@iSmileGables.com Or Mail refund request to:
iSmile/Refund Processing Department
2725 Ponce de Leon Blvd.
, FL 33134
All Refunds will be processed back to the original form of payment, except cash payments will be refunded by check.
Cash or Check Payment Refunds
Account Holder Refund Request: Upon receipt of request for a refund, iSmile will confirm check payments have cleared the bank (may take up to 15 business days). Once the credit balance is confirmed, iSmile will issue a refund within 20 business days.
Major Credit Card Refunds
Any refund of payment originated through a credit card company must be refunded to the original credit card account. Refunds will be issued with 7 business days and may take an additional 7 business days for the credit card company to post the payment back to the cardholder’s account.
Third Party Lender Refunds
Any refund of payment originated through third party lenders must be refunded to the original account. Processing of refunds may not be reflected on an account for up to two billing cycles. iSmile will not be liable nor assume responsibility for any accrued interest charges on such accounts. Refunds will be issued within 21 business days.
Treatment Cancellation and Interrupted Services
Patients may cancel treatment with no charge prior to impressions or natural teeth being prepared/altered. Once impressions or tooth preparation occurs, patients are liable for the estimated full cost of the services, even if they choose not to complete treatment.
Accepted Forms of Payment
iSmile, accepts cash, personal checks, Visa, MasterCard, American Express, Discover, assigned insurance benefits, and approved third-party financing.
Third-Party Financing
iSmile, offers treatment financing through non-affiliated, third-party lenders (such as Lending Club /Lending USA/or any other not listed). iSmile, pays these companies fees for making loans available to patients and for the lender’s cost of servicing these loans. As the aggregate amount of care financed through these lenders increases, the fees they charge iSmile, decrease. This sliding scale pricing arrangement does not affect your loan amount or the cost of your treatment. Based on the approved credit limit determined by the third-party lender the patient may elect to make full or partial payment when treatment is started and is obligated to make payment arrangements for any remaining balance prior to completing treatment.
Financial Policy
Our complete financial policy can be found at: Financial-Policy.pdf